{"id":514,"date":"2025-11-23T21:22:09","date_gmt":"2025-11-23T21:22:09","guid":{"rendered":"https:\/\/canada.truenorthtaxes.ca\/?p=514"},"modified":"2025-11-23T21:22:09","modified_gmt":"2025-11-23T21:22:09","slug":"gst-hst-real-estate-transactions","status":"publish","type":"post","link":"https:\/\/truenorthbenefits.ca\/taxes\/gst-hst-real-estate-transactions\/","title":{"rendered":"GST\/HST Real Estate Guide"},"content":{"rendered":"\n<style>\n:root {\n    --primary-color: #4F46E5;\n    --secondary-color: #10B981;\n    --text-dark: #1F2937;\n    --text-light: #6B7280;\n    --bg-light: #F9FAFB;\n    --border-color: #E5E7EB;\n    --success-color: #059669;\n    --warning-color: #F59E0B;\n}\n\n.vftc-wrapper {\n    font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;\n    max-width: 1200px;\n    margin: 0 auto;\n    padding: 20px;\n    color: var(--text-dark);\n}\n\n.vftc-hero {\n    text-align: center;\n    padding: 40px 20px;\n    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0 2px 4px rgba(0, 0, 0, 0.05);\n}\n\n.vftc-faq-section h2 {\n    font-size: 2em;\n    margin: 0 0 30px 0;\n    color: var(--text-dark);\n    text-align: center;\n}\n\n.vftc-faq-item {\n    background: var(--bg-light);\n    padding: 24px;\n    border-radius: 12px;\n    margin-bottom: 16px;\n    cursor: pointer;\n    transition: all 0.3s;\n}\n\n.vftc-faq-item:hover {\n    background: #F3F4F6;\n}\n\n.vftc-faq-question {\n    font-weight: 600;\n    color: var(--text-dark);\n    display: flex;\n    justify-content: space-between;\n    align-items: center;\n    font-size: 1.1em;\n}\n\n.vftc-faq-toggle {\n    width: 32px;\n    height: 32px;\n    background: white;\n    border-radius: 50%;\n    display: flex;\n    align-items: center;\n    justify-content: center;\n    flex-shrink: 0;\n    transition: all 0.3s;\n}\n\n.vftc-faq-item.active .vftc-faq-toggle {\n    background: var(--primary-color);\n}\n\n.vftc-faq-toggle svg {\n    width: 20px;\n    height: 20px;\n    stroke: var(--text-dark);\n    transition: all 0.3s;\n}\n\n.vftc-faq-item.active .vftc-faq-toggle svg {\n    stroke: white;\n    transform: rotate(180deg);\n}\n\n.vftc-faq-answer {\n    margin-top: 16px;\n    color: var(--text-light);\n    line-height: 1.7;\n    display: none;\n}\n\n.vftc-faq-item.active .vftc-faq-answer {\n    display: block;\n}\n\n.vftc-cta-box {\n    background: linear-gradient(135deg, var(--primary-color) 0%, #7C3AED 100%);\n    padding: 32px;\n    border-radius: 12px;\n    text-align: center;\n    color: white;\n    margin: 30px 0;\n}\n\n.vftc-cta-box h3 {\n    margin: 0 0 16px 0;\n    color: white;\n}\n\n.vftc-cta-box p {\n    margin: 0 0 20px 0;\n    opacity: 0.95;\n    color: white;\n}\n\n.vftc-cta-button {\n    display: inline-block;\n    background: white;\n    color: var(--primary-color);\n    padding: 14px 32px;\n    border-radius: 8px;\n    text-decoration: none;\n    font-weight: 600;\n    transition: all 0.3s;\n}\n\n.vftc-cta-button:hover {\n    transform: translateY(-2px);\n    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.2);\n}\n\n@media (max-width: 768px) {\n    .vftc-hero h1 {\n        font-size: 1.8em;\n    }\n    \n    .vftc-content {\n        padding: 24px;\n    }\n    \n    .vftc-features-grid {\n        grid-template-columns: 1fr;\n    }\n}\n<\/style>\n<div class=\"vftc-wrapper\">\n    <div class=\"vftc-hero\">\n        <h1>GST\/HST Real Estate Guide Canada 2026<\/h1>\n        <p>Navigate the loonie and toonie of property taxes\u2014rebates, exemptions, and everything in between<\/p>\n    <\/div>\nCopy\n<div class=\"vftc-content\">\n    <p>Let&#8217;s cut through the CRA red tape, eh? Whether you&#8217;re eyeing a brand-new condo in Toronto or a resale bungalow in Calgary, understanding GST\/HST on real estate can save you thousands\u2014maybe even enough for a decked-out backyard BBQ setup. The rules? They&#8217;re about as clear as mud after a spring thaw, but that&#8217;s where this guide comes in.<\/p>\n\n    <div class=\"vftc-highlight-box\">\n        <h3>Quick Answer<\/h3>\n        <p><strong>New homes face GST\/HST; resale homes are generally exempt.<\/strong> But here&#8217;s the kicker\u2014first-time buyers in 2026 could score up to <strong>$130,000 in combined federal and provincial rebates<\/strong> on new homes under $1 million. For commercial properties, you&#8217;ll need to self-assess and remit tax directly to the CRA.<\/p>\n    <\/div>\n\n    <h2>\n        <div class=\"vftc-icon\">\n            <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M9 12l2 2 4-4m6 2a9 9 0 11-18 0 9 9 0 0118 0z\"><\/path>\n            <\/svg>\n        <\/div>\n        The Big Picture: What&#8217;s Taxable and What&#8217;s Not?\n    <\/h2>\n    \n    <p>Here&#8217;s where things get a bit dicey. The CRA treats different properties like they&#8217;re from different planets:<\/p>\n\n    <ul class=\"vftc-list\">\n        <li><strong>Resale residential homes:<\/strong> HST-exempt (no tax on the purchase price)<\/li>\n        <li><strong>New or substantially renovated homes:<\/strong> Full GST\/HST applies, but rebates can soften the blow<\/li>\n        <li><strong>Commercial real estate:<\/strong> Taxable, with input tax credits (ITCs) available if you&#8217;re a GST\/HST registrant<\/li>\n        <li><strong>Vacant land:<\/strong> Generally exempt unless sold by a builder as part of their business<\/li>\n    <\/ul>\n\n    <p>But what counts as &#8220;substantially renovated&#8221;? The CRA&#8217;s bar is pretty high\u2014<strong>90% or more of the interior must be gutted and rebuilt<\/strong>. A new kitchen and fancy floors won&#8217;t cut it, sorry to say. We&#8217;re talking near-total reconstruction here.<\/p>\n\n    <div class=\"vftc-features-grid\">\n        <div class=\"vftc-feature-card\">\n            <div class=\"vftc-feature-icon\">\n                <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M3 12l2-2m0 0l7-7 7 7M5 10v10a1 1 0 001 1h3m10-11l2 2m-2-2v10a1 1 0 01-1 1h-3m-6 0a1 1 0 001-1v-4a1 1 0 011-1h2a1 1 0 011 1v4a1 1 0 001 1m-6 0h6\"><\/path>\n                <\/svg>\n            <\/div>\n            <h4>Resale Homes<\/h4>\n            <p>No GST\/HST on purchase price. Only pay tax on closing costs like legal fees and commissions.<\/p>\n        <\/div>\n\n        <div class=\"vftc-feature-card\">\n            <div class=\"vftc-feature-icon\">\n                <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M19 21V5a2 2 0 00-2-2H7a2 2 0 00-2 2v16m14 0h2m-2 0h-5m-9 0H3m2 0h5M9 7h1m-1 4h1m4-4h1m-1 4h1m-5 10v-5a1 1 0 011-1h2a1 1 0 011 1v5m-4 0h4\"><\/path>\n                <\/svg>\n            <\/div>\n            <h4>New Construction<\/h4>\n            <p>5% GST or 13-15% HST applies, but new housing rebates can recover up to $50,000 federally.<\/p>\n        <\/div>\n\n        <div class=\"vftc-feature-card\">\n            <div class=\"vftc-feature-icon\">\n                <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M19 21V5a2 2 0 00-2-2H7a2 2 0 00-2 2v16m14 0h2m-2 0h-5m-9 0H3m2 0h5M9 7h1m-1 4h1m4-4h1m-1 4h1m-5 10v-5a1 1 0 011-1h2a1 1 0 011 1v5m-4 0h4\"><\/path>\n                <\/svg>\n            <\/div>\n            <h4>Commercial Property<\/h4>\n            <p>Full tax applies. GST\/HST registrants can claim ITCs and use self-assessment rules for cash flow relief.<\/p>\n        <\/div>\n\n        <div class=\"vftc-feature-card\">\n            <div class=\"vftc-feature-icon\">\n                <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M12 8c-1.657 0-3 .895-3 2s1.343 2 3 2 3 .895 3 2-1.343 2-3 2m0-8c1.11 0 2.08.402 2.599 1M12 8V7m0 1v8m0 0v1m0-1c-1.11 0-2.08-.402-2.599-1M21 12a9 9 0 11-18 0 9 9 0 0118 0z\"><\/path>\n                <\/svg>\n            <\/div>\n            <h4>First-Time Buyer Rebate<\/h4>\n            <p>New for 2026: Up to $50,000 federal rebate plus provincial top-ups for qualifying buyers.<\/p>\n        <\/div>\n    <\/div>\n\n    <h2>\n        <div class=\"vftc-icon\">\n            <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M12 8v13m0-13V6a2 2 0 112 0v1m-2 0V6a2 2 0 00-2 0v1m4 0v13m0-13V6a2 2 0 114 0v1m-4 0V6a2 2 0 00-2 0v1m-4 0v13m0-13V6a2 2 0 00-2 0v1\"><\/path>\n            <\/svg>\n        <\/div>\n        The 2026 Game-Changer: First-Time Home Buyer Rebate\n    <\/h2>\n\n    <p>Here&#8217;s where things get exciting for keeners trying to break into the market. The feds are proposing a <strong>first-time home buyer GST\/HST rebate<\/strong> that could eliminate the entire 5% federal portion on homes up to $1 million. That&#8217;s a potential <strong>$50,000 savings<\/strong>\u2014enough to make anyone do a double-double take.<\/p>\n\n    <p>Ontario&#8217;s jumping on board too, matching the 8% provincial HST rebate. Combined? You&#8217;re looking at up to <strong>$130,000 in total tax relief<\/strong>. The rebate phases out linearly between $1 million and $1.5 million, then disappears entirely above that threshold.<\/p>\n\n    <div class=\"vftc-highlight-box\">\n        <h3>Who Qualifies as a &#8220;First-Time Buyer&#8221;?<\/h3>\n        <p>You (and your spouse\/partner) can&#8217;t have owned a home anywhere in the world in the calendar year or four preceding years. Must be 18+, a Canadian citizen or permanent resident, and plan to use the home as your <strong>primary place of residence<\/strong>\u2014no flipping allowed, eh!<\/p>\n    <\/div>\n\n    <h2>\n        <div class=\"vftc-icon\">\n            <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M9 7h6m0 10v-3m-3 3h.01M9 17h.01M9 14h.01M12 14h.01M15 11h.01M12 11h.01M9 11h.01M7 21h10a2 2 0 002-2V5a2 2 0 00-2-2H7a2 2 0 00-2 2v14a2 2 0 002 2z\"><\/path>\n            <\/svg>\n        <\/div>\n        Cash Flow Relief: Self-Assessment for Commercial Buyers\n    <\/h2>\n\n    <p>For commercial property deals, the CRA uses a <strong>self-assessment mechanism<\/strong> that prevents you from fronting massive tax payments. Instead of paying HST to the seller, you remit it directly on your next GST\/HST return and claim your input tax credit (ITC) simultaneously.<\/p>\n\n    <p>Why does this matter? Picture buying a $1 million office building. Without self-assessment, you&#8217;d shell out $50,000 in GST to the seller, then wait months to get it back as an ITC. With self-assessment? You report the tax and credit on the same return\u2014zero cash out of pocket. That&#8217;s smart policy, give&#8217;r a thumbs up.<\/p>\n\n    <div class=\"vftc-cta-box\">\n        <h3>Need to Calculate Your Tax Impact?<\/h3>\n        <p>Figure out your GST\/HST obligations and potential rebates with our calculators<\/p>\n        <a href=\"https:\/\/truenorthbenefits.ca\/taxes\/sales-tax-calculator\/\" class=\"vftc-cta-button\">Try Sales Tax Calculator<\/a>\n    <\/div>\n\n    <h2>\n        <div class=\"vftc-icon\">\n            <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M19 21V5a2 2 0 00-2-2H7a2 2 0 00-2 2v16m14 0h2m-2 0h-5m-9 0H3m2 0h5M9 7h1m-1 4h1m4-4h1m-1 4h1m-5 10v-5a1 1 0 011-1h2a1 1 0 011 1v5m-4 0h4\"><\/path>\n            <\/svg>\n        <\/div>\n        Provincial Variations: It&#8217;s Not All Equal\n    <\/h2>\n\n    <p>Your province matters big time. Ontario, Nova Scotia, New Brunswick, Newfoundland, and PEI use HST (13-15%). Alberta and the territories only have 5% GST. BC has separate 5% GST + 7% PST. And get this\u2014<strong>Nova Scotia is dropping its HST from 15% to 14% in 2025<\/strong>, with special transitional rules for real property sales based on when ownership and possession transfer.<\/p>\n\n    <p>These rate changes can affect your closing costs by thousands, so timing matters. If you&#8217;re on the fence about a commercial deal in Nova Scotia, that 1% drop might be worth waiting for\u2014depending on the property value, naturally.<\/p>\n\n    <h2>\n        <div class=\"vftc-icon\">\n            <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M12 9v2m0 4h.01m-6.938 4h13.856c1.54 0 2.502-1.667 1.732-3L13.732 4c-.77-1.333-2.694-1.333-3.464 0L3.34 16c-.77 1.333.192 3 1.732 3z\"><\/path>\n            <\/svg>\n        <\/div>\n        Common Pitfalls to Avoid\n    <\/h2>\n\n    <p>Even seasoned investors get tripped up. The biggest mistake? Assuming the <strong>new housing rebate<\/strong> is automatic. If you&#8217;re buying as an investment property, you pay the full HST upfront and must rent it out for at least a year before claiming the rental rebate. Missing this cash flow hit can derail your budget faster than a snowstorm in April.<\/p>\n\n    <p>Another gotcha: claiming a home as your primary residence when you&#8217;re really planning to flip it. The CRA&#8217;s watching for this, and they&#8217;ll claw back rebates plus interest if they catch you. Not worth the headache, trust me.<\/p>\n\n    <p>For developers and small business owners, understanding <a href=\"https:\/\/truenorthbenefits.ca\/taxes\/gst-hst-registration-small-businesses\/\" style=\"color: var(--primary-color); text-decoration: none; font-weight: 600;\">GST\/HST registration requirements<\/a> is crucial before diving into property transactions.<\/p>\n<\/div>\n\n<div class=\"vftc-faq-section\">\n    <h2>Frequently Asked Questions<\/h2>\n\n    <div class=\"vftc-faq-item\">\n        <div class=\"vftc-faq-question\">\n            Do I pay GST\/HST on a resale home in Canada?\n            <div class=\"vftc-faq-toggle\">\n                <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M19 9l-7 7-7-7\"><\/path>\n                <\/svg>\n            <\/div>\n        <\/div>\n        <div class=\"vftc-faq-answer\">\n            No, resale homes are HST-exempt supplies. You only pay GST\/HST on services related to the purchase like legal fees, real estate commissions, and appraisals. The purchase price itself is exempt because tax was already paid when the home was first built.\n        <\/div>\n    <\/div>\n\n    <div class=\"vftc-faq-item\">\n        <div class=\"vftc-faq-question\">\n            How much is the first-time home buyer rebate in 2026?\n            <div class=\"vftc-faq-toggle\">\n                <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M19 9l-7 7-7-7\"><\/path>\n                <\/svg>\n            <\/div>\n        <\/div>\n        <div class=\"vftc-faq-answer\">\n            Up to $50,000 federally (5% of $1M) plus provincial top-ups. In Ontario, the combined rebate reaches $130,000 ($50K federal + $80K provincial) for homes under $1 million. The rebate phases out linearly between $1M and $1.5M, then disappears above $1.5M.\n        <\/div>\n    <\/div>\n\n    <div class=\"vftc-faq-item\">\n        <div class=\"vftc-faq-question\">\n            What&#8217;s the difference between exempt and zero-rated supplies?\n            <div class=\"vftc-faq-toggle\">\n                <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M19 9l-7 7-7-7\"><\/path>\n                <\/svg>\n            <\/div>\n        <\/div>\n        <div class=\"vftc-faq-answer\">\n            Exempt supplies (like resale homes) have no tax charged, and you can&#8217;t claim ITCs on related expenses. Zero-rated supplies have 0% tax, but you can still claim ITCs. This distinction matters for developers and investors calculating their GST\/HST rebate eligibility and ITC claims.\n        <\/div>\n    <\/div>\n\n    <div class=\"vftc-faq-item\">\n        <div class=\"vftc-faq-question\">\n            Can I claim the new housing rebate on an investment property?\n            <div class=\"vftc-faq-toggle\">\n                <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M19 9l-7 7-7-7\"><\/path>\n                <\/svg>\n            <\/div>\n        <\/div>\n        <div class=\"vftc-faq-answer\">\n            Yes, but you must rent it out for at least one year first. You&#8217;ll pay full HST at closing, then claim the GST\/HST new residential rental property rebate after meeting the one-year requirement. This creates a significant cash flow impact that investors need to budget for.\n        <\/div>\n    <\/div>\n\n    <div class=\"vftc-faq-item\">\n        <div class=\"vftc-faq-question\">\n            How does self-assessment work for commercial property?\n            <div class=\"vftc-faq-toggle\">\n                <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M19 9l-7 7-7-7\"><\/path>\n                <\/svg>\n            <\/div>\n        <\/div>\n        <div class=\"vftc-faq-answer\">\n            Instead of paying GST\/HST to the seller, you calculate and remit it directly on your GST\/HST return, then claim your ITC on the same return. This zero-net-cash-flow approach prevents you from financing tax payments. You must be a GST\/HST registrant using the property primarily (over 50%) in commercial activities.\n        <\/div>\n    <\/div>\n\n    <div class=\"vftc-faq-item\">\n        <div class=\"vftc-faq-question\">\n            What triggers a &#8220;substantial renovation&#8221; for tax purposes?\n            <div class=\"vftc-faq-toggle\">\n                <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M19 9l-7 7-7-7\"><\/path>\n                <\/svg>\n            <\/div>\n        <\/div>\n        <div class=\"vftc-faq-answer\">\n            90% or more of the interior must be removed or replaced. The CRA looks at wall and floor space\u2014not just cosmetic updates. If you&#8217;re keeping more than 10% of the original interior intact, it doesn&#8217;t qualify as substantial renovation and remains exempt when resold.\n        <\/div>\n    <\/div>\n\n    <div class=\"vftc-faq-item\">\n        <div class=\"vftc-faq-question\">\n            Will Nova Scotia&#8217;s HST rate change affect my property purchase?\n            <div class=\"vftc-faq-toggle\">\n                <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M19 9l-7 7-7-7\"><\/path>\n                <\/svg>\n            <\/div>\n        <\/div>\n        <div class=\"vftc-faq-answer\">\n            Yes, if ownership and possession transfer on or after April 1, 2025, you&#8217;ll pay 14% HST instead of 15%. For deals where either transfers before that date, the old 15% rate applies. This 1% difference can save thousands on high-value properties, so timing matters.\n        <\/div>\n    <\/div>\n\n    <div class=\"vftc-faq-item\">\n        <div class=\"vftc-faq-question\">\n            How do I calculate my GST\/HST new housing rebate?\n            <div class=\"vftc-faq-toggle\">\n                <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M19 9l-7 7-7-7\"><\/path>\n                <\/svg>\n            <\/div>\n        <\/div>\n        <div class=\"vftc-faq-answer\">\n            Federal rebate: 36% of GST up to $6,300 for homes under $350K, sliding to $0 at $450K. Provincial rebates vary\u2014Ontario offers 75% of PST up to $24,000. The new first-time buyer rebate tops this up to 100% of tax paid for homes under $1M. Use our <a href=\"https:\/\/truenorthbenefits.ca\/taxes\/income-tax-calculator\/\" style=\"color: var(--primary-color);\">income tax calculator<\/a> to see your overall tax position.\n        <\/div>\n    <\/div>\n\n    <div class=\"vftc-faq-item\">\n        <div class=\"vftc-faq-question\">\n            Do I need to register for GST\/HST to buy commercial property?\n            <div class=\"ftc-faq-toggle\">\n                <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M19 9l-7 7-7-7\"><\/path>\n                <\/svg>\n            <\/div>\n        <\/div>\n        <div class=\"vftc-faq-answer\">\n            Not necessarily to purchase, but you must register to claim ITCs and use self-assessment rules. If you&#8217;re buying property for your business and plan to claim ITCs, get registered first. The $30,000 registration threshold applies to your business revenue, not the property value.\n        <\/div>\n    <\/div>\n<\/div>\n<\/div>\n<script>\ndocument.addEventListener('DOMContentLoaded', function() {\n    const faqItems = document.querySelectorAll('.vftc-faq-item');\n    \n    faqItems.forEach(item => {\n        item.addEventListener('click', function() {\n            const isActive = this.classList.contains('active');\n            \n            \/\/ Close all items\n            faqItems.forEach(i => i.classList.remove('active'));\n            \n            \/\/ Open clicked item if it wasn't active\n            if (!isActive) {\n                this.classList.add('active');\n            }\n        });\n    });\n});\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>GST\/HST Real Estate Guide Canada 2026 Navigate the loonie and toonie of property taxes\u2014rebates, exemptions, and everything in between Copy Let&#8217;s cut through the CRA red tape, eh? Whether you&#8217;re eyeing a brand-new condo in Toronto or a resale bungalow in Calgary, understanding GST\/HST on real estate can save you thousands\u2014maybe even enough for a [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":["post-514","post","type-post","status-publish","format-standard","hentry","category-gst-hst-guide-canada"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":8}},"_links":{"self":[{"href":"https:\/\/truenorthbenefits.ca\/taxes\/wp-json\/wp\/v2\/posts\/514","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/truenorthbenefits.ca\/taxes\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/truenorthbenefits.ca\/taxes\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/truenorthbenefits.ca\/taxes\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/truenorthbenefits.ca\/taxes\/wp-json\/wp\/v2\/comments?post=514"}],"version-history":[{"count":0,"href":"https:\/\/truenorthbenefits.ca\/taxes\/wp-json\/wp\/v2\/posts\/514\/revisions"}],"wp:attachment":[{"href":"https:\/\/truenorthbenefits.ca\/taxes\/wp-json\/wp\/v2\/media?parent=514"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/truenorthbenefits.ca\/taxes\/wp-json\/wp\/v2\/categories?post=514"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/truenorthbenefits.ca\/taxes\/wp-json\/wp\/v2\/tags?post=514"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}