{"id":1212,"date":"2025-12-14T01:32:02","date_gmt":"2025-12-14T01:32:02","guid":{"rendered":"https:\/\/canada.truenorthtaxes.ca\/?p=1212"},"modified":"2025-12-14T01:32:02","modified_gmt":"2025-12-14T01:32:02","slug":"unemployment-and-taxes","status":"publish","type":"post","link":"https:\/\/truenorthbenefits.ca\/taxes\/unemployment-and-taxes\/","title":{"rendered":"Unemployment Insurance and Taxes"},"content":{"rendered":"\n<style>\n:root {\n    --primary-color: #4F46E5;\n    --secondary-color: #10B981;\n    --text-dark: #1F2937;\n    --text-light: #6B7280;\n    --bg-light: #F9FAFB;\n    --border-color: #E5E7EB;\n    --success-color: #059669;\n    --warning-color: #F59E0B;\n}\n\n.vftc-wrapper {\n    font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;\n    max-width: 1200px;\n    margin: 0 auto;\n    padding: 20px;\n    color: var(--text-dark);\n}\n\n.vftc-hero {\n    text-align: center;\n    padding: 40px 20px;\n    background: 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0 2px 4px rgba(0, 0, 0, 0.05);\n}\n\n.vftc-faq-section h2 {\n    font-size: 2em;\n    margin: 0 0 30px 0;\n    color: var(--text-dark);\n    text-align: center;\n}\n\n.vftc-faq-item {\n    background: var(--bg-light);\n    padding: 24px;\n    border-radius: 12px;\n    margin-bottom: 16px;\n    cursor: pointer;\n    transition: all 0.3s;\n}\n\n.vftc-faq-item:hover {\n    background: #F3F4F6;\n}\n\n.vftc-faq-question {\n    font-weight: 600;\n    color: var(--text-dark);\n    display: flex;\n    justify-content: space-between;\n    align-items: center;\n    font-size: 1.1em;\n}\n\n.vftc-faq-toggle {\n    width: 32px;\n    height: 32px;\n    background: white;\n    border-radius: 50%;\n    display: flex;\n    align-items: center;\n    justify-content: center;\n    flex-shrink: 0;\n    transition: all 0.3s;\n}\n\n.vftc-faq-item.active .vftc-faq-toggle {\n    background: var(--primary-color);\n}\n\n.vftc-faq-toggle svg {\n    width: 20px;\n    height: 20px;\n    stroke: var(--text-dark);\n    transition: all 0.3s;\n}\n\n.vftc-faq-item.active .vftc-faq-toggle svg {\n    stroke: white;\n    transform: rotate(180deg);\n}\n\n.vftc-faq-answer {\n    margin-top: 16px;\n    color: var(--text-light);\n    line-height: 1.7;\n    display: none;\n}\n\n.vftc-faq-item.active .vftc-faq-answer {\n    display: block;\n}\n\n.vftc-cta-box {\n    background: linear-gradient(135deg, var(--primary-color) 0%, #7C3AED 100%);\n    padding: 32px;\n    border-radius: 12px;\n    text-align: center;\n    color: white;\n    margin: 30px 0;\n}\n\n.vftc-cta-box h3 {\n    margin: 0 0 16px 0;\n    color: white;\n}\n\n.vftc-cta-box p {\n    margin: 0 0 20px 0;\n    opacity: 0.95;\n    color: white;\n}\n\n.vftc-cta-button {\n    display: inline-block;\n    background: white;\n    color: var(--primary-color);\n    padding: 14px 32px;\n    border-radius: 8px;\n    text-decoration: none;\n    font-weight: 600;\n    transition: all 0.3s;\n}\n\n.vftc-cta-button:hover {\n    transform: translateY(-2px);\n    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.2);\n}\n\n@media (max-width: 768px) {\n    .vftc-hero h1 {\n        font-size: 1.8em;\n    }\n    \n    .vftc-content {\n        padding: 24px;\n    }\n    \n    .vftc-features-grid {\n        grid-template-columns: 1fr;\n    }\n}\n<\/style>\n\n<div class=\"vftc-wrapper\">\n    <div class=\"vftc-hero\">\n        <h1>Unemployment Insurance and Taxes Canada 2026<\/h1>\n        <p>How EI benefits affect your tax return \u2014 what gets taxed, what you might owe back, and how to avoid surprises<\/p>\n    <\/div>\n\n    <div class=\"vftc-content\">\n        <p>You just got laid off, applied for Employment Insurance, and now you&#8217;re receiving regular payments to keep you afloat while job hunting. Relief, right? But then tax season rolls around and suddenly you&#8217;re wondering if the CRA&#8217;s going to come calling for a piece of those benefits. Spoiler alert: they absolutely will, and if you weren&#8217;t expecting it, that tax bill might sting more than the job loss did.<\/p>\n\n        <div class=\"vftc-highlight-box\">\n            <h3>Quick Answer<\/h3>\n            <p><strong>Yes, EI benefits are fully taxable income.<\/strong> Every dollar you receive shows up on your T4E slip and must be reported on line 11900 of your tax return. Taxes are deducted from each payment, but it&#8217;s often not enough. If your 2026 net income exceeds $82,125 AND you received regular EI benefits, you&#8217;ll owe back 30% of the excess amount (up to the total benefits received). Special benefits like maternity, parental, and sickness are exempt from this clawback.<\/p>\n        <\/div>\n\n        <h2>\n            <div class=\"vftc-icon\">\n                <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M9 12h6m-6 4h6m2 5H7a2 2 0 01-2-2V5a2 2 0 012-2h5.586a1 1 0 01.707.293l5.414 5.414a1 1 0 01.293.707V19a2 2 0 01-2 2z\"><\/path>\n                <\/svg>\n            <\/div>\n            Understanding Your T4E Slip\n        <\/h2>\n        \n        <p>Service Canada sends you a T4E (Statement of Employment Insurance and Other Benefits) by late February covering the previous tax year. This slip is your roadmap for reporting EI income correctly. Box 14 shows your total benefits paid \u2014 this is the number you enter on line 11900 of your T1 return, minus any tax-exempt benefits in box 18 if you&#8217;re registered under the Indian Act.<\/p>\n\n        <p>Here&#8217;s what catches people off guard: box 22 shows how much income tax was already deducted from your payments. Most folks assume that covers their tax obligation, but EI withholding is typically way lower than what you actually owe. The CRA withholds at a base rate, not your marginal rate, which means you could easily owe an extra thousand or two come April depending on your other income.<\/p>\n\n        <div class=\"vftc-features-grid\">\n            <div class=\"vftc-feature-card\">\n                <div class=\"vftc-feature-icon\">\n                    <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                        <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M12 8c-1.657 0-3 .895-3 2s1.343 2 3 2 3 .895 3 2-1.343 2-3 2m0-8c1.11 0 2.08.402 2.599 1M12 8V7m0 1v8m0 0v1m0-1c-1.11 0-2.08-.402-2.599-1M21 12a9 9 0 11-18 0 9 9 0 0118 0z\"><\/path>\n                    <\/svg>\n                <\/div>\n                <h4>Regular EI Benefits<\/h4>\n                <p>Maximum $695\/week in 2026 (based on $65,700 maximum insurable earnings). Subject to full taxation and potential clawback if income exceeds threshold.<\/p>\n            <\/div>\n\n            <div class=\"vftc-feature-card\">\n                <div class=\"vftc-feature-icon\">\n                    <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                        <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M4.318 6.318a4.5 4.5 0 000 6.364L12 20.364l7.682-7.682a4.5 4.5 0 00-6.364-6.364L12 7.636l-1.318-1.318a4.5 4.5 0 00-6.364 0z\"><\/path>\n                    <\/svg>\n                <\/div>\n                <h4>Special Benefits<\/h4>\n                <p>Maternity, parental, sickness, compassionate care, family caregiver \u2014 all fully taxable but exempt from the high-income clawback provisions.<\/p>\n            <\/div>\n\n            <div class=\"vftc-feature-card\">\n                <div class=\"vftc-feature-icon\">\n                    <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                        <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M9 7h6m0 10v-3m-3 3h.01M9 17h.01M9 14h.01M12 14h.01M15 11h.01M12 11h.01M9 11h.01M7 21h10a2 2 0 002-2V5a2 2 0 00-2-2H7a2 2 0 00-2 2v14a2 2 0 002 2z\"><\/path>\n                    <\/svg>\n                <\/div>\n                <h4>Insurable Earnings<\/h4>\n                <p>55% of your average weekly insurable earnings (wages, tips, bonuses, commissions). Low-income families may get up to 80% through the family supplement.<\/p>\n            <\/div>\n        <\/div>\n\n        <h2>\n            <div class=\"vftc-icon\">\n                <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M12 8v4m0 4h.01M21 12a9 9 0 11-18 0 9 9 0 0118 0z\"><\/path>\n                <\/svg>\n            <\/div>\n            The EI Clawback Nobody Warns You About\n        <\/h2>\n\n        <p>Here&#8217;s the gut punch: if your 2026 net income exceeds $82,125 and you received regular EI benefits (not special benefits), you have to repay 30% of every dollar above that threshold, up to the total amount of regular benefits you received. This is officially called &#8220;social benefits repayment&#8221; but everyone calls it the EI clawback.<\/p>\n\n        <p>Let&#8217;s say you earned $90,000 in net income for 2026 and collected $8,000 in regular EI benefits earlier in the year. You&#8217;re $7,875 over the threshold ($90,000 &#8211; $82,125). Multiply that by 30% and you owe back $2,362.50. That amount shows up on line 42200 of your return and gets added to your tax bill.<\/p>\n\n        <p>The only silver lining? There&#8217;s a ten-year exemption. If you haven&#8217;t received regular EI benefits for at least one week in the ten years prior to the current tax year, you&#8217;re exempt from the clawback regardless of income. First-time EI recipient after years of stable employment? You keep everything.<\/p>\n\n        <div class=\"vftc-cta-box\">\n            <h3>Calculate Your Tax Impact<\/h3>\n            <p>See how EI benefits affect your total income and tax owing<\/p>\n            <a href=\"https:\/\/truenorthbenefits.ca\/taxes\/income-tax-calculator\/\" class=\"vftc-cta-button\">Use Tax Calculator<\/a>\n        <\/div>\n\n        <h2>\n            <div class=\"vftc-icon\">\n                <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M13 7h8m0 0v8m0-8l-8 8-4-4-6 6\"><\/path>\n                <\/svg>\n            <\/div>\n            How to Request More Tax Withholding\n        <\/h2>\n\n        <p>If you hate surprises (and who doesn&#8217;t when it comes to tax bills?), you can request that Service Canada withhold more income tax from each EI payment. This is especially smart if you know you&#8217;ll have other income during the year or you&#8217;re in a higher tax bracket. Contact Service Canada or visit an office to adjust your withholding rate. You&#8217;ll end up with smaller payments now but no nasty shock come April.<\/p>\n\n        <p>Conversely, if you&#8217;re in a legitimately low-income situation with no other income sources, the standard withholding might actually leave you with a refund. The CRA will sort it all out when you file, crediting you for the taxes already deducted from your EI payments.<\/p>\n\n        <h2>\n            <div class=\"vftc-icon\">\n                <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M9 5H7a2 2 0 00-2 2v12a2 2 0 002 2h10a2 2 0 002-2V7a2 2 0 00-2-2h-2M9 5a2 2 0 002 2h2a2 2 0 002-2M9 5a2 2 0 012-2h2a2 2 0 012 2\"><\/path>\n                <\/svg>\n            <\/div>\n            EI Premiums You Paid: Getting Your Credit\n        <\/h2>\n\n        <p>While we&#8217;re talking taxes, don&#8217;t forget about the EI premiums you paid while working. Those appear in box 18 of your T4 slip from your employer and get claimed on line 31200 of your return as a non-refundable tax credit. For 2026, the maximum you can claim is $1,078 if you live outside Quebec, or $858 if you&#8217;re a Quebec resident who worked only in Quebec.<\/p>\n\n        <p>If your insurable earnings were $2,000 or less, don&#8217;t enter your EI premiums on line 31200 \u2014 instead claim them on line 45000 where the CRA will refund the full amount. This protects very low-income earners from paying into a system they barely benefit from.<\/p>\n\n        <div class=\"vftc-cta-box\">\n            <h3>Check Your Tax Bracket<\/h3>\n            <p>Understand how EI benefits push you into higher brackets<\/p>\n            <a href=\"https:\/\/truenorthbenefits.ca\/taxes\/tax-brackets-canada\/\" class=\"vftc-cta-button\">View 2026 Brackets<\/a>\n        <\/div>\n\n        <h2>\n            <div class=\"vftc-icon\">\n                <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                    <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M12 8v4l3 3m6-3a9 9 0 11-18 0 9 9 0 0118 0z\"><\/path>\n                <\/svg>\n            <\/div>\n            What Happens If You Get Overpaid\n        <\/h2>\n\n        <p>EI overpayments happen more often than you&#8217;d think \u2014 maybe you didn&#8217;t report earnings from a side gig, maybe your employer made an error on your Record of Employment, or maybe Service Canada just screwed up. When they discover the mistake, you&#8217;ll get a notice demanding repayment.<\/p>\n\n        <p>The good news is that repayments are tax-deductible in the year you repay them, not the year you received the money. Box 30 of your T4E shows total repayments, which you claim on line 23200 of your return. So if you were overpaid $1,500 in 2024 but repaid it in 2026, that $1,500 reduces your 2026 taxable income \u2014 small consolation, but better than nothing.<\/p>\n\n        <ul class=\"vftc-list\">\n            <li><strong>Access your T4E online:<\/strong> Log into My Service Canada Account as early as February 1st to download your slip.<\/li>\n            <li><strong>Report all income sources:<\/strong> EI plus part-time work, contract gigs, or other benefits all add up and affect your tax bill.<\/li>\n            <li><strong>Watch for multiple T4E slips:<\/strong> If you received different types of benefits (regular + sickness, for example), you&#8217;ll get separate slips \u2014 report them all.<\/li>\n            <li><strong>Keep records:<\/strong> Save your T4E and any correspondence about overpayments or adjustments for at least six years.<\/li>\n        <\/ul>\n    <\/div>\n\n    <div class=\"vftc-faq-section\">\n        <h2>Frequently Asked Questions<\/h2>\n\n        <div class=\"vftc-faq-item\">\n            <div class=\"vftc-faq-question\">\n                Do I have to report EI benefits on my tax return?\n                <div class=\"vftc-faq-toggle\">\n                    <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                        <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M19 9l-7 7-7-7\"><\/path>\n                    <\/svg>\n                <\/div>\n            <\/div>\n            <div class=\"vftc-faq-answer\">\n                Yes, absolutely. All EI benefits are taxable income and must be reported on line 11900 of your T1 return using the amount from box 14 of your T4E slip. The CRA already knows you received them, so failing to report guarantees problems.\n            <\/div>\n        <\/div>\n\n        <div class=\"vftc-faq-item\">\n            <div class=\"vftc-faq-question\">\n                Will I owe taxes even though money was already deducted from my EI payments?\n                <div class=\"vftc-faq-toggle\">\n                    <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                        <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M19 9l-7 7-7-7\"><\/path>\n                    <\/svg>\n                <\/div>\n            <\/div>\n            <div class=\"vftc-faq-answer\">\n                Probably, yes. The tax withheld from EI payments rarely covers your full obligation, especially if you had other income during the year or you&#8217;re in a higher tax bracket. Many people owe an additional $500-$2,000 when filing. You can request higher withholding to avoid this.\n            <\/div>\n        <\/div>\n\n        <div class=\"vftc-faq-item\">\n            <div class=\"vftc-faq-question\">\n                How does the $82,125 clawback threshold work exactly?\n                <div class=\"vftc-faq-toggle\">\n                    <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                        <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M19 9l-7 7-7-7\"><\/path>\n                    <\/svg>\n                <\/div>\n            <\/div>\n            <div class=\"vftc-faq-answer\">\n                If your 2026 net income exceeds $82,125 and you received regular EI benefits (not special benefits), you repay 30% of the excess amount, capped at total regular benefits received. Example: $90,000 income = $7,875 over threshold \u00d7 30% = $2,362.50 repayment. Ten-year first-timers are exempt.\n            <\/div>\n        <\/div>\n\n        <div class=\"vftc-faq-item\">\n            <div class=\"vftc-faq-question\">\n                Are maternity and parental benefits subject to the clawback?\n                <div class=\"vftc-faq-toggle\">\n                    <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                        <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M19 9l-7 7-7-7\"><\/path>\n                    <\/svg>\n                <\/div>\n            <\/div>\n            <div class=\"vftc-faq-answer\">\n                No. Special benefits \u2014 maternity, parental, sickness, compassionate care, family caregiver \u2014 are exempt from the high-income repayment provisions. They&#8217;re fully taxable as income, but you never owe them back regardless of how much you earn. Only regular EI benefits face clawback.\n            <\/div>\n        <\/div>\n\n        <div class=\"vftc-faq-item\">\n            <div class=\"vftc-faq-question\">\n                Can I claim childcare expenses if I&#8217;m on EI?\n                <div class=\"vftc-faq-toggle\">\n                    <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                        <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M19 9l-7 7-7-7\"><\/path>\n                    <\/svg>\n                <\/div>\n            <\/div>\n            <div class=\"vftc-faq-answer\">\n                Yes. Being unemployed doesn&#8217;t disqualify you from claiming childcare expenses. One of EI&#8217;s requirements is that you&#8217;re actively seeking work and ready to start, conditions that are hard to meet if kids are home. Legitimate childcare costs remain deductible.\n            <\/div>\n        <\/div>\n\n        <div class=\"vftc-faq-item\">\n            <div class=\"vftc-faq-question\">\n                What if I received EI in 2025 but it shows on a 2026 T4E?\n                <div class=\"vftc-faq-toggle\">\n                    <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                        <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M19 9l-7 7-7-7\"><\/path>\n                    <\/svg>\n                <\/div>\n            <\/div>\n            <div class=\"vftc-faq-answer\">\n                EI benefits are taxable in the year they&#8217;re paid, not when your claim started. If your claim began December 2025 but payment arrived January 2026, it&#8217;s 2026 income. Always go by the payment date shown on your T4E slip, not your claim start date.\n            <\/div>\n        <\/div>\n\n        <div class=\"vftc-faq-item\">\n            <div class=\"vftc-faq-question\">\n                Do EI benefits affect my Canada Child Benefit or GST credit?\n                <div class=\"vftc-faq-toggle\">\n                    <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                        <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M19 9l-7 7-7-7\"><\/path>\n                    <\/svg>\n                <\/div>\n            <\/div>\n            <div class=\"vftc-faq-answer\">\n                Yes, because they increase your net income. CCB and GST credit are income-tested, so receiving EI benefits could reduce these payments. However, this impact is usually minimal unless you had significant other income during the year. The CRA recalculates eligibility annually after you file.\n            <\/div>\n        <\/div>\n\n        <div class=\"vftc-faq-item\">\n            <div class=\"vftc-faq-question\">\n                What if I worked part-time while receiving EI?\n                <div class=\"vftc-faq-toggle\">\n                    <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                        <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M19 9l-7 7-7-7\"><\/path>\n                    <\/svg>\n                <\/div>\n            <\/div>\n            <div class=\"vftc-faq-answer\">\n                You&#8217;ll have both a T4E from Service Canada and a T4 from your employer. Report both on your return \u2014 the T4E on line 11900 and the T4 employment income on line 10100. Your total income is the sum of both, which determines your tax bracket and potential EI clawback.\n            <\/div>\n        <\/div>\n\n        <div class=\"vftc-faq-item\">\n            <div class=\"vftc-faq-question\">\n                Can I deduct EI premiums I paid while working?\n                <div class=\"vftc-faq-toggle\">\n                    <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                        <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M19 9l-7 7-7-7\"><\/path>\n                    <\/svg>\n                <\/div>\n            <\/div>\n            <div class=\"vftc-faq-answer\">\n                Yes, EI premiums from box 18 of your T4 are claimed on line 31200 as a non-refundable tax credit. If your insurable earnings were under $2,000, claim the premiums on line 45000 instead for a full refund. The CRA calculates this automatically if you use tax software.\n            <\/div>\n        <\/div>\n\n        <div class=\"vftc-faq-item\">\n            <div class=\"vftc-faq-question\">\n                What happens if I don&#8217;t file my tax return after receiving EI?\n                <div class=\"vftc-faq-toggle\">\n                    <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\">\n                        <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M19 9l-7 7-7-7\"><\/path>\n                    <\/svg>\n                <\/div>\n            <\/div>\n            <div class=\"vftc-faq-answer\">\n                The CRA knows you received EI (they get the data from Service Canada) and will eventually assess you anyway, adding penalties and interest. You could also lose eligibility for GST credits, CCB, and other benefits that require an up-to-date tax return. Always file, even if you can&#8217;t pay immediately.\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n<script>\ndocument.addEventListener('DOMContentLoaded', function() {\n    const faqItems = document.querySelectorAll('.vftc-faq-item');\n    \n    faqItems.forEach(item => {\n        item.addEventListener('click', function() {\n            const isActive = this.classList.contains('active');\n            \n            \/\/ Close all items\n            faqItems.forEach(i => i.classList.remove('active'));\n            \n            \/\/ Open clicked item if it wasn't active\n            if (!isActive) {\n                this.classList.add('active');\n            }\n        });\n    });\n});\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Unemployment Insurance and Taxes Canada 2026 How EI benefits affect your tax return \u2014 what gets taxed, what you might owe back, and how to avoid surprises You just got laid off, applied for Employment Insurance, and now you&#8217;re receiving regular payments to keep you afloat while job hunting. Relief, right? But then tax season [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[],"class_list":["post-1212","post","type-post","status-publish","format-standard","hentry","category-special-taxes"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":8}},"_links":{"self":[{"href":"https:\/\/truenorthbenefits.ca\/taxes\/wp-json\/wp\/v2\/posts\/1212","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/truenorthbenefits.ca\/taxes\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/truenorthbenefits.ca\/taxes\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/truenorthbenefits.ca\/taxes\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/truenorthbenefits.ca\/taxes\/wp-json\/wp\/v2\/comments?post=1212"}],"version-history":[{"count":0,"href":"https:\/\/truenorthbenefits.ca\/taxes\/wp-json\/wp\/v2\/posts\/1212\/revisions"}],"wp:attachment":[{"href":"https:\/\/truenorthbenefits.ca\/taxes\/wp-json\/wp\/v2\/media?parent=1212"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/truenorthbenefits.ca\/taxes\/wp-json\/wp\/v2\/categories?post=1212"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/truenorthbenefits.ca\/taxes\/wp-json\/wp\/v2\/tags?post=1212"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}