RRSP GIS Calculator
Wondering how much support you could get? Use our quick estimator to see your potential Old Age Security (OAS) benefits — in just a few minutes!
✅ Are you Canadian? ✅ Low income? ✅ Approaching retirement? ✅ Having savings in an RRSP?
If you answered yes to the above, withdrawing from your RRSP (Registered Retirement Savings Plan) during retirement could REDUCE the amount of GIS (Guaranteed Income Supplement) you're entitled to. Use this calculator to find out if you could be eligible for more GIS by cashing out your RRSP before retiring.
Important: This is not an official application for benefits.
Before You Start
To qualify for Old Age Security, you must be a Canadian citizen or a legal resident.
We’ll ask you a few simple questions about:
- Your age
- Your net income
- Your residence history
- Your marital status
- Your spouse or common-law partner, if applicable
It only takes 5 to 10 minutes to complete — and you’ll get a clear estimate right away.
⚡ Note: This tool provides an estimate only. It doesn’t guarantee eligibility or exact payment amounts.
If you want to know other articles similar to RRSP GIS Calculatory ou can visit the category Blog on Public Subsidies.
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