Understanding GIS Tables for Couples: Table 2 Explained

This article focuses specifically on GIS tables for couples table 2, outlining the Guaranteed Income Supplement (GIS) details for couples in Canada where only one spouse or common-law partner receives the Old Age Security (OAS) pension, while the other does not. Understanding this specific table is crucial for accurate benefit estimation.

Eligibility Criteria for Table 2 GIS

To determine if Table 2 applies to your situation, the primary eligibility criterion must be met. This table is specifically designed for couples where one person is receiving the full OAS pension, and their spouse or common-law partner is not receiving an OAS pension at all. This distinction is fundamental for applying the correct payment rates and income thresholds.

Therefore, if both partners receive OAS, or if neither partner receives OAS, Table 2 would not be the relevant reference for calculating potential GIS payments. The focus remains solely on situations with one OAS recipient within the couple.

Maximum GIS Payment Under Table 2

A significant aspect detailed in GIS tables for couples table 2 is the maximum financial assistance available. For couples meeting the specific eligibility criteria outlined above (one partner receiving OAS, the other not), the maximum monthly GIS payment is $1,381.90.

It's important to remember that this is the maximum possible amount. The actual GIS payment received can be lower, depending on the couple's combined annual net income. The supplement is designed to provide additional financial support to low-income OAS pensioners.

Income Threshold for Table 2 Applicants

Qualification for the Guaranteed Income Supplement is income-tested. For couples falling under the Table 2 scenario, there is a specific combined income limit that must be considered. To qualify for any GIS payment under this table, the couple's combined annual net income must be less than $40,800.

If the combined annual net income exceeds this threshold, the couple would generally not be eligible for GIS payments according to the rules associated with Table 2. This income limit is a key factor in determining eligibility alongside the OAS recipient status.

Locating the Official GIS Table 2 Data

For those seeking the definitive source and the complete payment rate structure based on income levels, the official documentation is publicly accessible. The specific information pertaining to GIS tables for couples table 2 can be found within Table 2 - GIS for spouse/common-law partner of someone who receives an OAS pension, which is part of the OAS benefit rate tables.

This dataset is made available through the Open Government Portal. The reference data indicates it is typically provided in CSV format and includes metadata such as the date it was last updated (e.g., March 30, 2025) and originally published (e.g., December 1, 2015), ensuring users can track the information's timeliness.

In summary, GIS tables for couples table 2 provides essential information for couples where one partner receives the OAS pension and the other does not. The key takeaways include the specific eligibility criteria, a maximum monthly GIS payment of $1,381.90, and a necessary combined annual net income of less than $40,800 to qualify.

Understanding these specific details outlined in Table 2 is vital for Canadian couples in this situation to accurately assess potential government income support. Relying on the official data published on the Open Government Portal ensures access to the most current rates and thresholds.

Do you have further questions about navigating the GIS tables or determining eligibility based on your specific circumstances? Exploring the resources on the Open Government Portal or contacting Service Canada directly may provide additional clarity.

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